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You
care about your child and you certainly want to give him or her the
best protection you can. However, accidents and illnesses are
unexpected and inevitable. Serious injury and illness often incur
expensive medical expenses. The Hong Kong Student Health Care Insurance
Plan is designed to provide a wide range of cover to protect your child
against accident or illness any time and anywhere in the world. |
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Schedule
of benefits and premium table |
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For
Hong Kong Hospital Authority Hospitals (except public ward), and other
government or private hospitals, 80% of the expenses will be reimbursed
except $1,000 excess per policy year.
All
reimbursements will be subject to specified annual maximum limits.
For
room type higher than those specified, expenses will be reimbursed on
pro-rata basis. |
N.B. |
All benefits and
premiums are in Hong Kong Dollars. |
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Bronze,
Silver and Gold Plans
We
offer your a choice of
three levels of coverage. Each Plan is packaged comprehensively in
order to provide you a total peace of mind. In addition, you will enjoy
saving of premiums if you choose to cover more than two children in the
same family as free coverage will be provided for the third child and
other additional children.
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Hospital
expenses # |
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If
your child is confined in hospital for
medical treatment as a result of an accident of illness, this Plan will
reimburse hospital expenses incurred up to a maximum of $100,000.
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Outpatient
service and laboratory tests |
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In
the event that your child requires
outpatient treatment from a hospital or clinic for in, jury resulting
from an accident this Plan pays for the clinical changes, X-ray,
laboratory tests and chiropractic incurred up to $2,000. You can also
choose to use Chinese bonesetter or acupuncturist, payment will be up
to 5 visits per year at $100 for each visit.
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Hospital
deposit |
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If
you use the service of hospitals named in
the policy for your child's medical
treatment, this Plan can arrange to exempt deposit up to $10,000 at
your request to AXA Assistance Hotline on 2861 9285.
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Rehabilitation
equipment |
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In
the event that rehabilitation equipment
is necessary and recommended by registered medical practitioner for
your child as a result of an accident, the expenses incurred for the
equipment will be reimbursed up to $5,000
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Parent's
allowance |
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If
you have to take leave from work approved
by your employer to take care of your child who is confined to hospital
due to an accident or illness, a daily allowance of $500 will be
payable up to a maximum of $5,000.
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Accidental
death and disablement |
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In
the event of permanent total disablement
or death of your child as a result of an accident, maximum cash
benefits up to $300,000 will be payable. In case of partial disablement
due to an accident, benefits will be payable according to the specified
scale in the master policy.
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Disappearance |
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In
the event of your child's disappearance
during an accident, maximum of $300,000 will be payable after one full
year.
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Condolence
payment |
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If
your child commits suicide during the
policy period an immediate cash relief of $100,000 will be given
provided the child has been covered under the policy for at least one
year.
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Underwritten
by
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